How much you have credit cards? Are credit cards can help your daily life? Many people complain that they are extremely overburdened with rates set by credit card. Each month they feel suffocated because they have to pay interest that is too high. If you are experiencing such a case, this is the 5 Ways to Save on Credit Card:
1. Choose the credit card with low interest rates
When you decide to use a credit card choose credit card issuers implement the system at very low rates. Usually the limit they give is not too big but it will save you money over 20%.
2. Pay your loan in full each month
By paying the loan in full every month then you will be free of interest credit card. You just pay an annual fee whose amount has been set by the publisher. Annual dues can be paid with interest from your savings.
3. Using credit cards only on Emergencies
Using credit cards to meet consumer needs is so dangerous, because everyone will likely be tempted to shop more. Use your credit card only when you desperately need it.
4. Adjust your spend of income
In your spending should not exceed from your salary every month. Try to recalculate how much you spend each month. Do not exceed the salary you then fill it using a credit card.
5. Take 2 credit cards are better than one
Use a credit card for your everyday needs while the other credit cards for emergency purposes. How to save as this will help you when you're experiencing financial difficulties. Your salary a month in savings will be intact and will earn interest each month to cover your credit card interest.
Although there have been 5 Ways to Save on Credit Card, but most people are still very difficult to control when going shopping and seeing things that really wants.
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